Personal Insurance

Matterport Insurance: Comprehensive Coverage for Your 3D Scans

Matterport Insurance: Comprehensive Coverage for Your 3D Scans

In the ever-evolving landscape of insurance products, innovation knows no bounds. From virtual reality simulations for novice drivers to drone-based crop insurance, the insurance industry is adapting to the digital age. One such innovative insurance product that has been making waves is Matterport Insurance, and in this article, we’ll delve into how it works and why you should seriously consider it.

Unraveling the World of Matterport

Matterport is a cutting-edge 3D camera system that empowers users to create immersive, lifelike 3D models of physical spaces. While it’s a favored tool among real estate professionals for showcasing properties, its utility extends to the realm of insurance as well.

When you find yourself in the unfortunate situation of needing to file an insurance claim, Matterport can be your ally. Insurers may request a Matterport scan of the damaged property, a step that proves instrumental in assessing the extent of damage and estimating repair costs.

Moreover, Matterport scans are invaluable when it comes to documenting a property’s condition before and after renovations or any other significant work. They serve as indisputable evidence in case of conflicts with contractors or other involved parties.

To embark on your Matterport journey, you’ll need to invest in a Matterport camera system, and ideally, have it professionally installed. Once this is set up, you can initiate scanning properties and creating intricate 3D models that can be leveraged in various scenarios.

Safeguarding Your 3D Scans with Matterport Insurance

Now, let’s dive into the crux of the matter – Matterport Insurance. What exactly is it, and why should you consider having it in your arsenal?

Matterport Insurance is a specialized service designed to shield your 3D scans from the perils of loss or damage. Should an unfortunate incident occur, and your precious scans are compromised, you have the safety net of filing a claim with Matterport Insurance, ensuring you receive compensation promptly.

The coverage offered by Matterport Insurance is twofold. It caters to repairing or replacing your Matterport camera in the event of theft or damage. Additionally, it extends its protective umbrella to cover the expenses associated with any lost or damaged data stored on the camera.

While Matterport Insurance is not mandatory, it comes highly recommended, particularly if you employ your camera for professional purposes. The cost of repairing or replacing a Matterport camera can be significant, and without insurance, the financial burden would rest squarely on your shoulders.

Obtaining Matterport insurance is both accessible and cost-effective. You can purchase it through various channels, be it via an insurance agent, broker, or directly from Matterport. Opting for the latter automatically enrolls you in their replacement plan, which offers the added benefit of free replacements for lost or stolen cameras.

In summary, Matterport insurance is a prudent investment that promises long-term savings and peace of mind. If you rely on your camera for regular business activities, having this safeguard in place is non-negotiable.

How Matterport Insurance Works

Now, let’s walk through the steps of how Matterport Insurance functions. It’s imperative to understand the mechanics behind this service to make an informed decision about its suitability for your needs.

  1. Sign Up: To get started with Matterport Insurance, visit their official website and complete the sign-up process.
  2. Choose Your Coverage: Matterport Insurance offers two tiers of coverage: Basic and Pro. The Basic coverage safeguards your scans from accidental damage, while the Pro coverage goes the extra mile by providing protection against theft and natural disasters.
  3. Select Coverage Amount: You can choose the coverage amount that suits your requirements, with options extending up to $5,000 per scan.
  4. Pay the Premium: Matterport Insurance offers competitive pricing, with annual premiums starting at just $99. The affordability of this service makes it an attractive choice for individuals and businesses alike.
  5. Scan Securely: With your Matterport Insurance coverage in place, you can confidently embark on your scanning activities. Rest assured that your valuable scans are protected.

The Case for Matterport Insurance

If you’re a professional in the business of inspecting properties, you’re already aware of the importance of insurance. However, Matterport Insurance steps in as a specialized solution tailored to the unique risks associated with using the Matterport system. Here’s why it should be on your radar:

Affordable Protection

Matterport Insurance presents an affordable avenue to secure your investment in a Matterport camera. With a modest annual premium, it ensures that you’re shielded from the financial burden of repairs or replacements, should the need arise.

Coverage Flexibility

Matterport Insurance caters to businesses of varying sizes and needs. Whether you require $1 million or $2 million in coverage, there’s a suitable plan for you. This flexibility ensures that your unique requirements are met.

Pros and Cons of Matterport Insurance

As with any financial decision, it’s important to weigh the pros and cons. Matterport Insurance offers substantial benefits, but there are some considerations to keep in mind:


  • Safeguarding Your Investment: Matterport Insurance protects your valuable Matterport camera and scans.
  • Affordability: The cost of coverage is reasonable, providing cost-effective protection.
  • Coverage Options: With Basic and Pro coverage, you can tailor the protection to your specific needs.


  • Not Mandatory: Matterport Insurance is not legally required, and some existing insurance policies may offer partial coverage.
  • Exclusions: It’s crucial to be aware that Matterport Insurance doesn’t cover natural disasters or theft, so additional coverage may be necessary in certain situations.
  • Deductibles: If you file a claim, you may still be subject to deductibles, and if your claim is denied, you could be responsible for the entire cost of repairs or replacement.

Exploring Alternatives

While Matterport Insurance is a compelling choice, it’s important to be aware of potential alternatives. Here are a few options to consider:

  1. Self-Insure: Set aside a portion of your income each month to create a financial cushion for potential damages. This option can work if you have a low monthly premium and are comfortable taking on some level of risk.
  2. Explore Different Insurers: Investigate insurance policies from various providers to find the one that best aligns with your needs. While this may come at a higher cost, it could offer more comprehensive coverage.
  3. Opt for No Insurance: Though a risky route, choosing not to insure your property is also an option. However, be prepared to cover all damages out of pocket should they occur.

In conclusion, Matterport Insurance presents a compelling solution to safeguard your Matterport camera and scans. It’s an easy-to-use, affordable option that offers robust coverage, providing peace of mind for individuals and businesses alike.

People also ask

  • What is the Matterport used for?
  • What kind of company is Matterport?
  • Why is Matterport so expensive?
  • What is Matterport service?

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It’s essential to note that the information provided here is for informational purposes only and should not be considered as insurance advice. To determine whether Matterport Insurance is right for your specific needs, it’s advisable to consult with a licensed insurance professional. Please be aware that the details presented here are accurate at the time of publication but are subject to change. Any errors or omissions in the information are not the responsibility of Matterport.

In conclusion, if you value the protection of your Matterport camera and scans, Matterport Insurance is a prudent choice. It’s affordable, accessible, and tailored to your unique needs, making it an investment in peace of mind.

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